Looking to estimate your daily earnings from Maya? The Maya Savings Calculator helps you quickly see how much interest you can earn based on your current balance and interest rates. This tool gives you a simple and fast way to plan your savings growth with Maya Bank.
Maya Savings Calculator
⚠️ This estimator assumes daily compounding is not applied and only works up to ₱10,000,000 balance.
How to Use Maya Savings Calculator?
Follow these steps to start using the calculator:
- Visit the calculator page at https://phpinoy.com/maya-savings-calculator/.
- Enter your current End-of-Day balance (e.g., ₱50,000).
- Set the base interest rate (default is 3.5%) in the Base Interest box.
- If you have any bonus rate, enter it in the Additional Interest box (or leave it at 0%).
- The calculator will show:
- Base and bonus daily earnings
- Tax deduction
- Net daily earnings
- Estimated net earnings for 30 days
Use the results to get an idea of your savings potential.
Frequently Asked Questions
1. What is the Maya Savings Calculator?
It’s a tool that estimates your daily and monthly earnings based on your Maya Bank balance and interest rates.
2. Is this the official Maya calculator?
No. This is an independent estimator made for educational use.
3. Is the tax already included in the result?
Yes. The calculator subtracts the 20% withholding tax.
4. Can I include bonuses from promos?
Yes. Use the Additional Interest box to reflect them.
5. How often is interest credited by Maya?
Maya credits interest daily based on your End-of-Day balance.
6. Why is the result not exact?
Maya may round values differently or apply additional rules. This tool is just an estimate.
7. Can I use this on my phone?
Yes. It works well on both desktop and mobile devices.
8. Is there a balance limit?
Yes. It supports up to ₱10,000,000 only.
9. How do I register for a Maya account?
You can sign up by visiting this registration page.
Important Tips
Use your actual daily ending balance – The calculator works best if you enter the balance you usually have at the end of the day. That’s what Maya uses to compute interest.
Enter the correct interest rates – Maya’s default base interest rate is 3.5%. If you’re part of a promo or have bonuses, include them in the Additional Interest box.
Don’t forget the 20% tax – Interest earned is taxed by law. This calculator already subtracts that, so your results reflect what you actually receive.
Update values when your balance changes – If you add or withdraw funds, use the calculator again to see how your earnings adjust.
Keep your balance consistent – Maya calculates interest daily. Maintaining a stable balance helps maximize your monthly earnings.
Check for special Maya promos – Sometimes, Maya offers higher interest for limited periods. These can boost your savings if you qualify.
This is a tool for planning, not exact results – The numbers shown are just estimates. Real payouts may differ slightly based on how Maya processes them.
Bookmark this calculator for future use – It’s a quick and free way to preview how much you could earn from your Maya savings anytime.
Disclaimer
This Maya Savings Calculator is only an estimator. Actual interest earned may be slightly different depending on Maya Bank’s terms, updates, rounding, or bonus adjustments. Always double-check with the official Maya website for accurate figures.