Salary Calculator lets you preview your take-home pay in seconds. Enter your pay period, basic salary, and any allowances to see an instant breakdown of taxes and mandatory deductions—perfect for planning budgets and comparing job offers.
Salary Calculator
Details
Results
| Gross Pay | ₱ 0.00 |
|---|---|
| Taxable Allowance | ₱ 0.00 |
| Non-Taxable Allowance | ₱ 0.00 |
| Withholding Tax | ₱ 0.00 |
| SSS Contribution | ₱ 0.00 |
| PhilHealth | ₱ 0.00 |
| PAG-IBIG | ₱ 0.00 |
| Total Deductions | ₱ 0.00 |
| Net Pay | ₱ 0.00 |
How to Use the Salary Calculator?
- Go to https://phpinoy.com/salary-calculator/ to access the tool.
- Choose your employment type (e.g., private employee, government, self-employed).
- Select your payroll period — daily, weekly, semi-monthly, or monthly.
- Enter your basic pay, taxable allowance, and non-taxable allowance – for individuals that have no allowance, leave it blank.
- Choose your work schedule — 5, 6, or 7 working days per week.
- If you have night differential or overtime, enable the toggle and fill in the hours and percentage rate.
- The calculator will automatically compute your gross pay, taxes, SSS/GSIS, PhilHealth, PAG-IBIG, total deductions, and net pay.
- Scroll down to view a simple graph showing your salary breakdown.
FAQs
1. Does the calculator cover 2025 contribution rates?
Yes. It uses the latest SSS, PhilHealth, Pag-IBIG, and GSIS rates for 2025.
2. Can I compute a daily wage?
Yes – pick “Daily” as the payroll period and enter your day-rate; the tool converts it to monthly for deductions.
3. How is GSIS different from SSS here?
GSIS is computed as 9 % of salary for government staff, while SSS follows the 2025 contribution table.
4. What counts as non-taxable allowance?
Items like rice subsidy, de-minimis benefits, or clothing allowance up to tax-exempt limits.
5. Why is Pag-IBIG fixed at ₱200 for most salaries?
The employee share is capped at ₱200 once pay exceeds the threshold set by Pag-IBIG.
6. Do night-shift employees need to enter differential hours?
Only if they want the calculator to add the extra pay and tax impact; unticked boxes are ignored.
7. Is overtime pay taxed differently?
No, OT is added to taxable income and taxed together with basic pay.
8. Does the tool include 13th-month pay?
No. It focuses on regular salary cycles; use the separate 13th-Month Pay Calculator for that.
9. Can I use this for freelance billing?
Yes—select “Self-Employed” to see voluntary contributions and estimate take-home income.
Important Tips
Double-check your salary type – Make sure you select the correct payroll period to avoid wrong results.
Include your allowances properly – Only taxable allowances affect your tax, while non-taxable ones don’t.
Toggle optional inputs – Don’t forget to activate night differential or overtime if applicable.
Select the right work schedule – This affects how your monthly equivalent salary is computed from daily or weekly rates.
Use updated values – Always input your current salary and not outdated rates.
For Kasambahays, watch salary caps – Deductions apply differently depending on whether their pay is above or below ₱5,000.
Government workers use GSIS – Their contributions differ from private employees under SSS.
Review results visually – Use the chart to quickly see how much of your pay goes to deductions.
Disclaimer
This Salary Calculator is only an estimator. It gives close approximations based on the latest available rates, but actual payroll results may differ depending on company policies, specific contracts, and other conditions. Always consult your HR or payroll department for accurate figures.